Baccarat Online Casinos 2022

Best Casinos to Play Baccarat for Real Money

The best Baccarat online casino real money play sites are just a couple of clicks away. On this 10Casinos page you will find a list of all top online Baccarat casinos which you can filter to your liking to show you exactly what you are interested in. Want to see new Baccarat casinos and find out which Baccarat sites have free bonuses? Learn more below. 

Use our casino list to find the best casino to play Baccarat. If you wish to find out more about this popular casino game, keep reading this article that can take you from beginner to veteran in a couple of minutes. 

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What is online Baccarat?

Just as in the classic land-based version, online Baccarat is a game that’s played with two players - the Player and the Banker. Baccarat is an easy-to-understand card game and while it might look imposing at first, you will be able to play like a pro in no time. 

To start the game you will bet on whether the Player or the Banker will have a hand of cards that’s closest to 9 without going over. There are also different side bets you can make, but if you’re a beginner then just the main bet is enough for now. 

If you get it right and the Player/Banker you’ve bet on has, in fact, a hand that’s closest to 9, then you will win. That’s it. 

Baccarat online casino natural nine

Online Baccarat is the same as a classic brick and mortar Baccarat, only this one can be played over the internet, from a laptop, desktop system, smartphone, or tablet at any time, from anywhere. 

There are many new online casinos launched each month, so Baccarat fans will easily find a top Baccarat casino and even a live Baccarat casino to play at. 

Another interesting fact about Baccarat is that for a very long time it was considered a game for high rollers as it seemed that many people would spend a lot of money on it. But when it became available online, things changed a bit. 

Online Baccarat has much wider bet limits and you can play both casually with just a couple of cents per hand or bet a small fortune, it’s completely up to you and your set budget. 


Why you should play Baccarat online

Online Baccarat is pretty much the same as land-based Baccarat with the exception that instead of having a dealer give out the cards, online the computer will do this and the cards that are dealt will be decided by an RNG. 

If you decide to play at live Baccarat casinos to have a more interactive and “natural” experience, then you will be able to chat with other players and a real croupier will deal the cards. 

Here are the main benefits you get from playing Baccarat online:

  • Availability - Instead of having to travel to the nearest real casino, you can play from your home, while you are on break, on vacation, or virtually anywhere as long as you have a good internet connection. This means it’s cheaper, more convenient, faster, and more relaxed.

  • Better Odds - Since there is no actual venue, the costs of keeping a website up and running are much lower than having to pay for physical space and this translates into better RTPs and odds, bonuses, and extra perks online.

  • Bonuses - At brick-and-mortar venues, you can get some comp points, drinks, or food if you are a high roller, but online you get to take advantage of a myriad of different bonuses from no deposit offers all the way to VIP promotions.

  • Demo Play - While offline you can only go to a casino and start playing and no one will care if you’ve learned the rules or practiced before because there is no way to let you try a couple of test hands, online you can play any game for free in demo mode and practice for as long as you want before investing real money. 


Getting started with Baccarat online 

Online Baccarat is a much simpler casino game than Poker, for example. The rules are very easy to learn and you can dive right into the game in a matter of minutes. What attracts many players towards Baccarat is the fact that it can be played by both high rollers and players on a tighter budget depending on the type of bet.

Baccarat online casino table layout

Here is how you can start playing Baccarat right away:

  1. On the online Baccarat table, you will see the betting areas with min/max stakes. Just select the desired value of the chip and drag it on the section of the table you want to place the wager on. Once you are done, you can hit the “Deal” button.

  2. In any online Baccarat game, you can bet on the Player, the Banker, or Tie. The ultimate goal is to get your hand as close as 9 as possible. If your hand sums up to a two-digit number, the first digit is discarded. Let’s say that you have 5 and 7. The result would be 12 but as you discard the first digit, the final result will be 2.

  3. Depending on the hand, a third card might be dealt. If the Player or Banker hits an 8 or a 9, it is considered “Stand”. If the player has 5 or less, a third card “Hit” will be dealt.

  4. Now it’s the Banker’s turn to decide its hand. If the Banker has 2 or less, the third card is dealt, if the card is a 3 they can draw another card but not if the Player has a total of 8.

  5. As a Player, you can bet on either hand and the payout is 1:1, but the Banker bet requires you to pay a 5% commission to the house if won.

  6. Once the hand is over, the wins are paid and you can either double your bet, repeat it or just start over. 


Online Baccarat Rules 

Online Baccarat is played using either six or eight 52-card decks and the ultimate goal is to get your hand as close to 9 as possible. The values of the cards are as follows:

  • Cards from 2-9 - their own value

  • 10, J, Q, K - equal 0

  • Aces - equal 1

Important: When the score of the hand goes above 9, the first digit is dropped.


Baccarat bets and their odds

Baccarat is well-known for having the smallest house edge of all casino games. The house edge represents the advantage of the house and the tiny profit that a gambling website makes over time. Since online Baccarat is such a simple game, there are only three types of bets as shown in the table below.












8:1 or 9:1

Still, there are some tables that allow you to place bets on “Player Pair” or “Banker Pair”. These bets have a payout of 11:1 and require either the Banker or Player to get an exact pair (e.g.: A-A).


How to start playing Baccarat online the right way 

To improve your chances of winning real money when playing Baccarat, you don’t need to just invest more. Instead, enjoy the perks of playing at top Baccarat online casinos and claim a bonus. 

Every single casino on the market will attract players by offering promotions and among the most popular ones, you will find:

  • Match Bonus - This casino bonus is the most commonly encountered one. The gambling website will match a player's first deposit to a specified amount or percentage. On a 100% match bonus up to $100, a gambler can effectively play with $200.

  • No Deposit Bonuses - No deposit bonus casinos are very sought-after but unfortunately, they rarely offer bonuses that work on online Baccarat. No real cash deposit is required, but the amounts given are usually lower compared to other casino bonuses.

  • VIP Bonuses - Baccarat is a game highly enjoyed by high rollers. Online Baccarat casinos want to keep these gamblers on their site, so they will offer them special VIP perks not available to other players. 

The process of claiming and using a bonus is actually quite simple. You can just go here on 10Casinos in our online Baccarat casinos list and select the desired gambling website. At this point, if you are a beginner, you can look for a low wagering casino where the bets are smaller. 

The next steps apply to all casinos and bonuses:

  1. Visit the desired online casino Baccarat site and register an account.

  2. Select your bonus and carefully read the playthrough requirements.

  3. Make your initial deposit required to claim the bonus. (This is not the case for no deposit bonuses since they require no deposit).

  4. Enjoy your Baccarat session!


Best Online Baccarat Game Types

There are many online Baccarat variations that emerged over the years. Because it was such a simple game, it motivated software development companies to try and attract Baccarat fans with new and unique versions. Baccarat casino round win

Here are the most popular Baccarat online versions:

  • Baccarat Banque - This is one of the oldest online Baccarat variations on the market and can be found at plenty of online Baccarat casinos. It is also known as “Deux tableaux” and one of its distinctive traits is the fact the dealer is selected at the beginning of every single round. Unlike other Baccarat variations, Baccarat Banque is played with three standard decks. 

  • Punto Banco - This is the first-ever Baccarat variation that appeared once this game reached South America and the Caribbean. The game is played with six standard decks of cards and players can bet on a Tie. In Punto Banco, the dealer will deal one card to the gambler and one to the bank. The process is repeated all over again during the first round.

  • Mini-Baccarat - The rules of this online Baccarat version are similar to Punto Banci but Mini-Baccarat gained a lot of popularity because it can be considered a lower-stakes version of the original game. Enjoyed mostly by low rollers and using a smaller table, Mini-Baccarat is played with 8 standard decks. 

  • Chemin de Fer - Many believe that this version is actually the predecessor of modern Baccarat. Players do not compete against the dealer but instead against each other. This version is played with 6 decks and players can take turns as bankers.


Live Baccarat online 

Live Baccarat rooms can be accessed from your online mobile casino just like any other game, straight from the web browser. Games are transmitted through a network of state-of-the-art audio-video systems and sensors installed on the table from a casino studio.

live Baccarat casino dealer

Live rooms involve real bankers and other real players which you can interact with, taking the whole Baccarat gambling experience to another level. You can consider live rooms the best of both worlds as they combine the accessibility and perks of an online casino, while also offering social interaction like only a land-based establishment is capable of. 

If you wish to know more about live Baccarat, check out our in-depth and complete article on how to play live dealer Baccarat. It will explain all the differences between online and live Baccarat and walk you through exactly how it’s played and how you can win. 


Play Baccarat on Mobile

Other than brick-and-mortar Baccarat, all other types (live dealer and online) are available on mobile. The online gambling industry evolves every time there is an advancement in technology, so of course, when mobile tech became better and more important in our day-to-day lives, it also changed the gambling industry. 

Nowadays most online casinos are available on mobile devices. You can play your favorite games at mobile casinos using a smartphone or a tablet that runs on all major operating systems (Android, iOS, Windows, and Blackberry). 

You will get the same experience accessing a website on a phone, using a mobile app on your tablet, or playing on your laptop. Everything is the same and you can pick whichever option you prefer.


5 Baccarat tips for beginners

Compared to other card games like those that can be enjoyed at Poker online casinos or Blackjack gambling websites, Baccarat is relatively easy. 

It has both luck and skill elements and this is exactly what attracts so many players towards it. Overall, since the bets are very simple, there are few strategies that you can use to improve your odds, but you can use some general gambling tips to optimize your gambling experience. 

  1. Don’t wager more than you can afford to lose. A big loss will take you out of the gambling scene for a while and we all know that if you can’t gamble, you can’t win.

  2. Only play online Baccarat versions and avoid land-based establishments to enjoy all the perks of online casinos like bonuses, lower bet limits, better odds and more versions of the game available.

  3. If you find yourself in a bad spot after a losing streak just call it a day and come back another time. Don’t try to get it all back right away because chances are you will be tired, frustrated, and not in the condition to make the best bets.

  4. If you want to spread your balance into multiple sessions to improve your chances, online Baccarat versions allow much faster games. This means that you can play more sessions in less time. 

  5. Lastly, if you wish to try a new Baccarat version, do it for free. There are plenty of top Baccarat online casinos where you can play for free until you decide a variation is right for you or not. 


History of Baccarat

Baccarat is one of the oldest casino games in the world as researchers believe it goes back to medieval Italy in 1400. Surely, with a lack of evidence, this card’s casino game origins are debatable but most believe that it was invented by Felix Falguiere.

  • The initial game was called “baccara” which can be roughly translated as “zero” because all tens and face cards have zero value.
  • Originally, the game was played with four dealers and each gambler could be the banker. The bets were placed both against each other and the house also. Today, Baccarat is played with only one dealer and the wagers are placed against the house which also fills the banker role.
  • The game was brought to France by King Charles VIII who fell in love with the game. After entering France, this game greatly increased in popularity and became the favorite card game for noblemen and the French aristocracy. 
  • In England, Baccarat made quite an impression because Ian Fleming got so caught up by this game that he actually created the most famous baccarat player worldwide - James Bond.
  • Baccarat then traveled to France, where it was known as Chemin de Fer - “Chemmy”. King Charles VIII loved the game, and it remained a hit with the French aristocracy for centuries.
  • By the time it reached South America and the Caribbean, this game gained the name Punto Banco and was integrated into the local culture, evolving as a separate game. Today, we know this game as American Baccarat and it’s one of the most popular Baccarat variations in the world. 

Finally, in 1950, Baccarat ended its journey, being brought to the City of Sins by Tommy Renzoni making its final steps as one of the most popular casino games.


Are you ready to play Baccarat online? 

Online Baccarat is a table game that is generally played with eight decks of cards. You can play classic Baccarat or live dealer Baccarat, one being streamed from a real-life table and the other working with an RNG. 

Both versions are fun and will give you great odds of winning as Baccarat is one of the online casino games with the lowest house edges. 

If you’ve taken your time and read through this article you already know how to play the game. All that’s left now is to play Online Baccarat for real money at a top online casino site. 

Check out the list on this page and filter it according to your needs to show you the best Baccarat casino to play for real. 


Baccarat Online Casinos FAQ

How can I find a reputable Baccarat casino online?
Here at 10Casinos we only provide the best Baccarat online casinos that have passed our trials and are also highly rated by other real players. Any of these Baccarat gambling websites can be considered trustworthy and a great place to gamble.
Should you always bet on the banker in baccarat?
Beginners are usually advised to bet on the Banker because the banker has more options depending on what the Player’s third card is. This puts the Banker in a better position to make a bet. However, the Banker payout is smaller, that’s why this bet is avoided by high rollers.
How can I play Baccarat for real money?
It’s very simple to play Baccarat for real cash. All you have to do is pick one of the online Baccarat casinos on our list, open an account, and after you have completed your first deposit, you can enjoy your first Baccarat real money session.
Is playing Baccarat online worth it?

Interestingly enough, Baccarat can be a great game for both beginners and high rollers alike. It all depends on the way you split your balance, what types of online Baccarat casinos you prefer, and the tables you play at. Like any other casino game, Baccarat can be truly worth it when played right.

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